ALTCS (Arizona Long Term Care Systems) AZ's Medicaid program for married couples is much easier to receive than for single individuals. As long the applicant is medically eligible assets can be repositioned to qualify.
There are 3 steps to get the ball rolling:
A resource assessment will be needed to determine the amount the well-spouse can keep and the applicant's reduced/repositioned (an application is made to ALTCS so that they can determine the amount).
The 2nd step is to spend down/ reposition the assets that belong to the applicant.
The 3rd step is to apply for ALTCS to start in-home care, nursing home payment, and/or assisted living/group home assistance.
One word of caution DO NOT reduce the assets until ALTCS gives you a notice with the amount the well- spouse can keep. You may have an idea of what the amount is but until ALTCS says so you could be in danger of spending more than you should have OR the applicant may not have been medically eligible to begin with.
ALTCS is great program but doing it on your own is a challenge.
Friday, September 30, 2011
Sunday, September 11, 2011
Medicaid Eligibility in Arizona
Most people that need Medicaid do not know where to go for help. Others think that if you qualify for Medicaid you will be "put in a nursing home". Arizona's Medicaid is called ALTCS (Arizona Long Term Care Systems); you must meet certain criteria to meet qualifications. You must be income eligible ($2,022 gross income), resource eligible ($2,000 or less for single individuals), and meet medical eligibility. This means that the person applying for assistance must need daily assistance with bathing, getting dressed, transferring from/on bed, toilet, chair, and having a diagnosis such as dementia, Alzheimer's or other helps.
Having someone help getting through the process helps as well. An Income Only Trust is available to those with income exceeding $2,022.
The Area Agency for Aging is another avenue for assistance. Please understand that housekeeping is not a need.
ALTCS will help with in home care, doctors, hospitalizations and other needs.
Having someone help getting through the process helps as well. An Income Only Trust is available to those with income exceeding $2,022.
The Area Agency for Aging is another avenue for assistance. Please understand that housekeeping is not a need.
ALTCS will help with in home care, doctors, hospitalizations and other needs.
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